Does Insurance Cover DNA Paternity Testing?
Like most medical tests, DNA testing can be expensive, especially certain kinds of DNA tests. Since DNA testing falls in the realm of medical tests, it’s understandable to assume insurance covers DNA tests. But is this true?
Most of the time, DNA testing is not covered under medical insurance. This is because DNA testing to establish paternity, maternity, or any other relationship is not a health-related test. Insurance only covers tests and procedures they can bill for under a CPT, or Current Procedural Terminology, code. A CPT code describes medical, surgical, and diagnostic services performed by healthcare providers. Since there is no CPT code for DNA testing, insurance companies rarely cover these tests.
Certain circumstances may allow some insurance companies to cover the cost of a DNA test. Genetic knowledge may be essential for medical decision-making, such as assessing genetic risks where parental status affects the child’s treatment. However, this usually requires extensive documentation from the treating physicians and/or preauthorization.
If you’re struggling with finding the funds to cover the cost of a DNA test, you can inquire about state or federal programs that subsidize or provide coverage for genetic tests. HSA and FSA may also be applicable. Thankfully, DNA testing is usually a one-time expense; you’ll never have to re-confirm paternity if the match is positive. But by identifying your child’s paternity, you can receive financial and family support in the future. The best option is to confirm your child’s paternity!
At DNA Paternity Testing, our affordable tests make it easier to confirm paternity and get you the help you need!
With over 2,000 centers nationwide, DNA Paternity Testing Centers is one of the largest, most affordable networks of accredited DNA testing labs in the United States. Our price is unbeatable without sacrificing quality. We offer DNA testing for paternity, maternity, and all other relationships, such as grandparents, siblings, aunts, and uncles. Call us today at 866.944.9546 or ORDER ONLINE!
